Bed Bath Beyond: Buy $200 Mastercard Gift Card Get $25 rebate.
Every month I check this page on the BBB website for deals. Here’s one: From November 23-26, 2018 buy a $200 Mastercard Gift Card, Get $25 Bed Bath abd Beyond gift card rebate (limit two per household).
Most Bed Bath and Beyond stores sell Mastercard gift cards in denominations of $25-$200. Each Mastercard GC has a fee of $6.95 to buy the card. So your outlay is $206.95 for a $200 Mastercard gift card. But then you get a $25 Bed Bath and Beyond Gift Gift Card as a rebate so you end up with $225 in gift cards minus cost $206.95 = a profit of $18.05. Limit two per household so $36.10 of free money.
They had this offer last year with Visa gift cards. Mastercard gift cards, like Visa, can be used anywhere that Mastercard is accepted. Last year I did not get the BBB rebate card(s) until after Christmas.
Ideas on how to spend the $200 Mastercard gift card
I use Mastercard (and Visa) gift cards to pay for anything that I cannot earn a points bonus on a credit card. Examples are car and home owners insurance, city sticker, license plates, coin laundry, Ventra card, dentist, doctor co-pays, convenience stores and stores where you can’t earn a credit card points bonus. They can still be used for groceries and any regular expense you would charge. I would NOT use them to buy gas, pay for taxi’s, or anything you want the warranty protection of a credit card or the ability to dispute. I use them up quickly because there is always the possibility of fraud.
Tips and Tricks
Last year I got to BBB well after they opened and they still had plenty of cards in-stock. I paid for each $200 Visa gift card purchase separately so I ended up with two receipts. I filed each rebate separately. The rebate gift cards showed up a month later. Voila!
BBB Rebates are easy
I’ve never had any problems with BBB rebates. You file them online rather than mailing them like in the olden days. Well you still can mail them but why would you? The key to rebates is you have to file them immediately when you get home from the store. And save all your paperwork just in case.
Update 11/24/18: Filing BBB rebates online is even easier
Previously you had to attach a photo of the receipt to the online rebate submission. Now you just enter in some info from the receipt (it tells you what to do) and you’re done. I took screenshots of each rebate with the tracking number just in case. You can track the status of your rebate with the tracking number and your email address.
Terms and conditions
Offer valid from November 23-26, 2018.
Limit of two per household.
Rebate should be filed online or postmarked by December 26, 2018.
Offer void if correct proof(s) of purchase and this original form along with a copy of your dated sales receipt or packing slip and complete name, address and zip code are not included.
Offer good for U.S. & Puerto Rico residents only. Please allow 8-10 weeks for delivery.
- Call BBB the night before to find out how many $200 Visa gift cards they have in-stock! Reference the rebate deal.
- Buy a $200 Mastercard gift card. Make sure you get a receipt. It should be very long and include a rebate receipt. You pay $206.95.
- Repeat step 2. Total outlay $413.90 less $50 BBB gift cards = $450 of value for $413.90 or $36.10 in profit.
- Go home and file the rebates IMMEDIATELY!!!
- Keep copies of all materials for your records until you have the rebate cards in your hands.
- Go online and check the value of the rebate cards when you get them.
- Don’t lose the gift cards. And use them ASAP
This whole process only takes about 15 minutes for $36.10. Cha-ching!
Tips on using Mastercard gift cards
You should register your Mastercard GC at the site listed on the back of the card to protect against fraud and if you use it to pay for something like car insurance when the insurer runs the card it has a zip code assigned to it. If your car insurance is more than $200 you should be able to make a $200 gift card payment against it and then pay the balance with some other method. Mastercard gift cards indicate that they are debit cards except when you pay at the register hit “Credit” so you don’t have to enter a pin number, which you won’t have.
Using up oddball amounts left of Mastercard gift cards
If you find yourself with oddball amounts left on your Mastercard gift card(s) if it is a dollar or more you can load it onto your Amazon gift card balance and apply it to your next purchase. Or you can do what is known as a “split tender” in a store like Jewel, where the register operators are trained. You will say: “Can you take 49 cents off this card?” then swipe and pay the remaining balance with your credit card.