Maximize Q2 2019 Chase Freedom 5% Cash Back. If you have a regular Chase Freedom credit card (not Freedom Unlimited) you may be aware of the 5% cash back quarterly bonus for spending up to $1,500 in specific categories each quarter. Q2 April 1-June 30, 2018 categories are: Grocery Stores (with restrictions) and Home Improvement Stores.
Register now and read all the Terms and Conditions
If you haven’t registered for this quarter you have until June 14. All of the information below is subject to change without notice. Check the websites for all participating retailers.
How to max out Q2 bonus/$75 of free money
Buy Jewel, Mariano’s, Trader Joes and Whole Foods gift cards: If you aren’t getting more than 5% cash back on groceries from another credit card here’s a chance to get 5% off now and in the future. If you won’t spend $1,500 in three months at the grocery store and you have the cash consider buying Jewel, Mariano’s, Trader Joe’s and/or Whole Foods gift cards to use later in the year. The Grocery Store category does not include purchases made at Target or Walmart.
Buy third party gift cards at Jewel, Mariano’s and Whole Foods: Jewel sells gift cards for Starbucks, Nordstrom, Macy’s and more depending on your Jewel. Whole Foods sells Amazon gift cards which you can load into your Amazon gift card balance to get 5% off in the future. My local Mariano’s does not allow you to purchase third party gift cards with a credit card and their selection is limited. YMMV.
Home Improvement Stores
Right in time for spring and summer you can get 5% cash back on all your home improvement purchases.
Summary to maximize the 5% cash back
- Activate 5% cash back on your Freedom card here. You have until June 14 to activate. You’ll earn points back to April 1.
- Use your Chase Freedom card to purchase all groceries and home improvement expenses.
- Make a list of grocery store and third party gift cards you need in order to get 5% cash back on the full $1,500. No need to rush out immediately. You have until June 30 to take advantage of this offer.
- Go shopping and save!